| New & Used Auto's (2009 & Newer) *Older model vehicles add 1%* |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 2.19% |
2.19% |
Up to 72 Months |
| Rate based on credit score |
| New & Used Auto's (2013 & Newer) |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 3.19% |
3.19% |
73 - 84 Months |
| Rate based on credit score |
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| We will refinance new vehicles from another institution within 12 months of purchase |
| New & Used Non-Auto Vehicles* |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 5.25% |
5.25% |
Up to 60 Months |
| 5.75% |
5.75% |
61 - 120 Months |
| Rate based on credit score |
| *Motorcycles (except Harley Davidson's), snowmobiles, jet skiis, 4-wheelers, small boats, trailers, etc. |
| Boats > 18', Motorhomes, Fifth Wheels, Travel Trailers & Harley Davidson Motorcycles |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 4.50% |
4.50% |
Up to 84 Months *$5,000 min. loan amount* |
| 4.25% |
4.25% |
Up to 120 Months *$15,000 min. loan amount* |
| 3.99% |
3.99% |
Up to 180 Months *$25,000 min. loan amount* |
| Other Loans |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| Anyday/Next Gen Line of Credit |
7.75% |
NA |
| Anyday Everyday Loan |
7.75% |
up to 48 months |
| **Maximum total unsecured loan limit per person is based on credit score. |
| Home Equity (Closed End) |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 5.25% |
5.25% |
Up to 180 months |
| Rate based on credit score, up to 80% LTV |
| 6.00% |
6.00% |
Up to 180 months |
| Rate based on credit score, up to 90% LTV |
| Home Equity Line-of-Credit |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* | Months |
| 4.00% |
4.00% |
up to 180 Months |
| Variable Rate as low as 4.00% based on credit score, up to 80% LTV |
| 4.24% |
4.24% |
up to 180 Months |
| Variable Rate as low as 4.24% based on credit score, up to 90% LTV |
| VISA Classic |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* |
| 11.88% |
11.88% |
| Fixed rate and no annual fees! |
| VISA Platinum |
| Effective Date: Wednesday, November 19th, 2025 |
| Interest Rate | APR* |
| 8.88% |
8.88% |
| Low fixed rate, no annual fee and an amazing points program! |