| Savings Accounts |
| Effective Date: Wednesday, November 19th, 2025 |
| Name | Interest Rate |
| Regular Savings |
0.15% |
| Basic Checking/Direct Advantage |
0.00% |
| Direct Advantage Plus (dividends paid monthly) |
1.11% |
| Club Accounts |
| Christmas Club |
0.15% |
| Vacation Club |
0.15% |
| *APY = Annual Percentage Yield |
| **Divdends paid and compounded quarterly unless otherwise noted |
|
| Money Market Accounts |
|
| >$2,500 |
0.20% |
| >$10,000 |
0.25% |
| >$25,000 |
0.30% |
| |
|
| Certificates of Deposit and IRA Certificates |
| Effective Date: Wednesday, November 19th, 2025 |
| Term | Rate | APY* |
| Specialty CDs |
|
|
| Grow With Me/Save to Win CD |
0.70% |
0.70% |
| Relationship CD |
1.51% |
1.51% |
| Tier 1 (Minimum $500) |
|
|
| 6 Month |
0.55% |
0.55% |
| 12 Month |
0.70% |
0.70% |
| 18 Month |
1.05% |
1.05% |
| 24 Month |
1.15% |
1.15% |
| 36 Month |
1.25% |
1.25% |
| 48 Month |
1.35% |
1.35% |
| 60 Month |
1.70% |
1.70% |
| Tier 2 (Minimum $10,000) |
|
|
| 6 Month |
0.60% |
0.60% |
| 12 Month |
0.75% |
0.75% |
| 18 Month |
1.10% |
1.10% |
| 24 Month |
1.20% |
1.20% |
| 36 Month |
1.30% |
1.30% |
| 48 Month |
1.40% |
1.40% |
| 60 Month |
1.75% |
1.75% |
| Tier 3 (Minimum $50,000) |
|
|
| 6 Month |
0.65% |
0.65% |
| 12 Month |
0.80% |
0.80% |
| 18 Month |
1.15% |
1.15% |
| 24 Month |
1.25% |
1.25% |
| 36 Month |
1.35% |
1.35% |
| 48 Month |
1.45% |
1.45% |
| 60 Month |
1.80% |
1.80% |
