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Current Rates

Credit Scoring

We now base loan approval and interest rate on credit score. The rates shown here are our standard rates that could be adjusted per applicant. Please contact the credit union for details.

Loan Rates
Savings Rates

Loan Rates

New & Used Auto's (2009 & Newer) *Older model vehicles add 1%*
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
2.19% 2.19% Up to 72 Months
Rate based on credit score

New & Used Auto's (2013 & Newer)
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
3.19% 3.19% 73 - 84 Months
Rate based on credit score
     
We will refinance new vehicles from another institution within 12 months of purchase

New & Used Non-Auto Vehicles*
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
5.25% 5.25% Up to 60 Months
5.75% 5.75% 61 - 120 Months
Rate based on credit score
*Motorcycles (except Harley Davidson's), snowmobiles, jet skiis, 4-wheelers, small boats, trailers, etc.

Boats > 18', Motorhomes, Fifth Wheels, Travel Trailers & Harley Davidson Motorcycles
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
4.50% 4.50% Up to 84 Months *$5,000 min. loan amount*
4.25% 4.25% Up to 120 Months *$15,000 min. loan amount*
3.99% 3.99% Up to 180 Months *$25,000 min. loan amount*

Other Loans
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
Anyday/Next Gen Line of Credit 7.75% NA
Anyday Everyday Loan 7.75% up to 48 months
**Maximum total unsecured loan limit per person is based on credit score.

Home Equity (Closed End)
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
5.25% 5.25% Up to 180 months
Rate based on credit score, up to 80% LTV
6.00% 6.00% Up to 180 months
Rate based on credit score, up to 90% LTV

Home Equity Line-of-Credit
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*Months
4.00% 4.00% up to 180 Months
Variable Rate as low as 4.00% based on credit score, up to 80% LTV
4.24% 4.24% up to 180 Months
Variable Rate as low as 4.24% based on credit score, up to 90% LTV

VISA Classic
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*
11.88% 11.88%
Fixed rate and no annual fees!

VISA Platinum
Effective Date: Wednesday, November 27th, 2024
Interest RateAPR*
8.88% 8.88%
Low fixed rate, no annual fee and an amazing points program!

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