Savings Accounts

Regular Savings Account

A Public Service Credit Union Share account is a convenient way to save because the funds in this account may be withdrawn at any time without penalty. A $25.00 deposit is required to start your savings account.

***IMPORTANT NOTICE ABOUT YOUR SAVINGS ACCOUNTS***

We would like to provide a little more information on the Regulation D limitations in regards to SAVINGS accounts.

Reg. D is something the credit union must comply with. On a savings account, your automatic deposits do not count, only your automatic withdrawals. You are allowed 6 unsigned withdrawals per month. These include online banking transfers,  phone transfers, automatic bill payments, automatic account debits from a third party, reoccurring payments such as mortgage and system overdraft transfers to cover checks in your checking account. Once the 6 per calendar month are met, the savings transaction will be rejected and the standard NSF fee will apply. Withdrawals at a teller window or through an ATM machine do not count. A savings account is considered a non-transactional account.