Metro Shores VISA Application - Public Service Credit Union

VISA Application

Credit limit requested

Account # (or enter 0000 non-member)

Account Preference

*A copy of a current paystub may be required.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal laws require all financial institutions to obtain, verify and record information that identifies each person who opens an Account. What this means to you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Applicant

* Last Name

* First Name

Middle Name

* Social Security Number

* Date of Birth

/ /

* Cell Phone

( ) - ext

Work Phone

( ) - ext

* Email Address

* Rent/Mortgage

Own
Rent
Other

* Monthly Payment

* Street Address

* City

* State

* Zip Code

* Employer

* Date Employed

/ /

* Monthly Gross Income

Other Income

Co-Applicant (if applicable)

Last Name

First Name

Middle Name

Social Security Number

Date of Birth

/ /

Cell Phone

( ) - ext

Work Phone

( ) - ext

Email Address

Rent/Mortgage

Own
Rent
Other

Monthly Payment

Street Address

City

State

Zip Code

Employer

Self Employed

Date Employed

/ /

Monthly Gross Income

Click here to read Electronic Funds agreement.

Signatures

PLEASE READ THE FOLLOWING CAREFULLY BEFORE SIGNING: This statement is submitted to obtain credit and I/We certify that all information herein is true and complete. I/We agree that inquiries may be made to verify information and that credit references or verification may be given based on inquiries from other parties. This offer is subject to the credit policies of this institution. I/We agree to be bound by the terms and conditions of the cardholder agreement, a copy of which will be mailed to the applicant if this application is granted, receipt of such agreement and acceptance of such terms to be conclusively presumed by the applicant's use. If you intend to apply for joint credit, the undersigned shall be jointly and severally liable for any and all credit extended from time time. We may report information about your account to the credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

* I agree

I hereby agree to grand security interest in any deposit accounts or other funds held by the credit union to secure my obligations under this credit plan.

Interest Rates and Interest Charges	Visa	Visa Platinum
Annual Percentage Rate (APR) for Purchases	11.88% Fixed	8.88% Fixed
APR for Balance Transfers	11.88% Fixed	8.88% Fixed
APR for Cash Advances	11.88% Fixed	8.88% Fixed
Penalty APR and When it Applies	None	None
Paying Interest	Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on retail purchases if you pay your entire balance by the due date. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge	None
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees	Visa	Visa Platinum
Annual Fee	None	None
Transaction Fees Balance Transfer Cash Advances Foreign Transaction	None None None
Penalty Fees Late Payment Over-the-Credit Limit Returned Payment	Up to $25.00 None Up to $30.00
Other Fees Card Replacement Fee Rush Card Fee	$10.00 $15.00

Credit Cards

Apply for a VISA Credit Card

VISA Credit Card Application

VISA Application

Applicant

Co-Applicant (if applicable)

Click here to read Electronic Funds agreement.

Signatures